Vinod Kumar Jain & Amit Jain Global Nexus · Trade & Advisory
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Global Nexus
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All 30 Verticals
19 Real Estate Advisory

Cross-Border Real Estate Advisory — Portugal, India & the EU for Indian Investors

Guiding Indian HNIs, NRIs, and businesses through Portuguese and EU real estate acquisition — residential, commercial, and investment property.

Portugal PropertyNRI InvestmentEU Real EstateResidentialCommercialInvestment Property
62%+
Portugal property price growth (5yr)
Growing — top 10 nationality
Indian buyers of Portugal property (annual)
20% for 10 years
Portugal NHR/IFICI flat tax rate
#4 globally
Portugal passport: Henley Index rank
€4,500–€7,000
Lisbon residential avg price/m²
0.75–2% from agent
Referral fee (zero cost to buyer)
Quick Facts — Real Estate Advisory
◆Commission: 0.75–2% referral fee from licensed agents
◆Markets: Portugal (primary), Spain, India (commercial)
◆Buyer profiles: NRI, HNI, entrepreneurs, retirees
◆Services: orientation, agent intro, legal coordination
◆Zero fee charged to buyer

Enquire about this vertical today — no upfront charges.

Porto, Portugal · +91 98881 47147 Panchkula, India · +91 98881 47147
WhatsApp Email +91 98881 47147 LinkedIn
Overview

Portugal has become one of Europe's most sought-after real estate destinations — combining Atlantic lifestyle, low crime, excellent healthcare, favourable NHR tax status, and EU residency pathways. Indian high-net-worth individuals, NRIs, and entrepreneurs represent a growing segment of Portugal's international buyer pool. We provide orientation, licensed agent introductions, and transaction facilitation — earning a transparent referral commission from licensed real estate agents, with no fee charged to the buyer.

Global Bilateral Reach
🌍
Africa
🌎
Americas
🌏
Asia-Pacific
🇪🇺
Europe
🌐
Middle East
🏔️
Central Asia
Commission Structure

We earn a referral commission of 0.75–2% of the transaction value from the licensed agent or developer, paid from their existing commission. No fee is charged to the buyer at any stage. This transparent model ensures our advice is disinterested.

Deal SizeCommission RateIndicative Earning
Residential property 1–2% referral €200k–€800k
Luxury / investment villa 0.75–1.5% referral €800k–€2M+
Commercial property 1–2% referral €300k–€3M
PortugalSpainIndia
Commission Protection

All commissions confirmed in writing via NCNDA + Commission Agency Agreement before any introduction. Five-year non-circumvention protection. Payment typically net 10 business days from trigger event.

Engage Us
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What We Do

Our role in this vertical

Subject-matter expertise + global network + documented deal process. The only intermediary model that works across borders.

01

Market Orientation

We provide Indian buyers with a clear, unbiased overview of the Portuguese property market — city vs coastal vs rural, price trends, neighbourhood dynamics, and realistic expectations for yields and capital growth.

02

Licensed Agent Introduction

We introduce buyers to licensed Portuguese real estate agents (AMI-registered) who specialise in international buyers and speak English. We do not ourselves conduct property transactions.

03

Legal & Fiscal Coordination

We introduce buyers to Portuguese lawyers and tax advisors for NIF (tax number) registration, purchase contract review, AIMI/IMT tax advice, and — where relevant — NHR tax residency application.

04

Property Finance Guidance

We provide orientation on Portuguese mortgage availability for non-residents and introduce specialist mortgage brokers for buyers requiring financing.

05

India Commercial Real Estate

For European companies seeking commercial premises or warehousing in India, we facilitate introductions to RERA-registered commercial real estate agents in target locations.

Full Bilateral Scope

Everything we can facilitate

A comprehensive scope of facilitation activity within this vertical — from first introduction through to repeat order management and multi-year supply agreements.

  • Portugal: residential apartments and villas — Lisbon, Porto, Algarve, Silver Coast
  • Portugal: commercial offices and retail for business establishment
  • Portugal: rental yield investment property for buy-to-let investors
  • Spain: selected markets (Madrid, Barcelona, Costa del Sol) for NRI buyers
  • India: commercial premises for European companies establishing India operations
  • Industrial: factory and warehouse facilitation for manufacturing investors
Bilateral Flow

India ↔ World

🇮🇳 India Provides / Sources🌍 Global Market Provides / Seeks
Indian HNIs, NRIs, entrepreneurs (buyers)Portuguese licensed agents, developers, sellers
European companies seeking India commercial premisesIndian RERA-registered commercial agents, developers
Distribution Channel Development

We actively develop distribution channels via targeted prospecting with product samples, pilot shipments, and trial orders. Every new buyer relationship begins with a qualification call, followed by a documented sample or pilot order to prove commercial viability before any long-term commitment is made. This is the most effective route to sustainable bilateral volume.

Sector Intelligence

Historical Trends · Future Outlook · FTA Impact

Subject-matter intelligence underpinning our advisory and deal origination in this vertical. Updated annually by Vinod Kumar Jain (India-side) and Amit Jain (EU-side).

Historical Context

How This Sector Evolved

◆ Portugal's Golden Visa programme (2012) was the catalyst that placed Portugal on the map for international HNI buyers — with Indian NRIs and HNIs among the earliest adopters, attracted by EU residency, NHR tax regime, and Lisbon's growing cosmopolitan appeal.
◆ The Lisbon and Porto property markets experienced dramatic price appreciation from 2015–2023 — Lisbon rising from €1,500/m² (2013) to €6,000+/m² (2023) — as international demand, tourism growth, and tech sector expansion drove structural supply shortages.
◆ Portugal's NHR (Non-Habitual Resident) tax programme became the most discussed tax residency offer in the European high-net-worth community — creating a pipeline of Indian entrepreneurs, retirees, and digital professionals who investigated Portugal relocation.
◆ The 2023 closure of the real estate route of the Golden Visa redirected Indian applicant attention from passive property investment to the D2 Entrepreneur Visa and D7 Passive Income routes — a shift that directly benefits our advisory positioning, as we are D2 co-applicants with direct process knowledge.
◆ Porto emerged alongside Lisbon as a premium property destination from 2018 — its Atlantic position, cultural richness, lower prices than Lisbon, and direct international connectivity attracting a growing share of international buyers and residents.
Future Outlook 2025–2030

Where This Sector Is Heading

▶ India–EU FTA investment chapter may simplify the process for Indian companies investing in Portuguese commercial real estate — potentially reducing regulatory friction for Indian entrepreneurs establishing EU operational bases with property ownership.
▶ Portugal's housing shortage driving development of new residential stock in Greater Lisbon and Greater Porto — creating off-plan purchase opportunities for Indian buyers who can access developer pricing before project completion.
▶ Student housing and long-term rental investment: Indian HNIs purchasing apartments in university districts of Porto and Lisbon as buy-to-let investments — a lower entry point than prime residential with strong rental yield from growing student population.
▶ India–Portugal bilateral air connectivity: direct flights (Mumbai–Lisbon TAP, Delhi–Lisbon) increasing in frequency — reducing the psychological distance and enabling Indian buyers to visit properties more easily.
▶ Carbon offsetting and green building certification: EU property market increasingly pricing sustainability — Indian buyers seeking EU properties should understand EPC ratings and building energy performance as value drivers.
📊
India–EU FTA Impact

Low Impact

The India–EU FTA has limited direct impact on real estate transactions — property purchase is governed by Portuguese domestic law regardless of any bilateral trade agreement. The indirect impact is meaningful, however: FTA-driven deepening of bilateral economic ties increases India–EU business activity, which drives demand for commercial premises in Portugal from Indian companies establishing EU operations. Our D2 Entrepreneur Visa advisory directly converts FTA-related business creation into property market demand — as D2 applicants establishing Portuguese businesses frequently subsequently seek residential and commercial premises.

Full FTA Intelligence Guide →
Risk Management

Key Risks & How We Mitigate Them

Every trade mandate carries risk. The following are the most common risks in this vertical — and exactly how Global Nexus structures deals to address each one.

⚠ Risk
NIF Not Obtained Before Property Search

Indian buyer identifies and reserves a Portuguese property without NIF — cannot proceed to CPCV (Promissory Contract) without it.

✓ Mitigation
NIF obtained within first 2 weeks of mandate. Amit Jain coordinates NIF applications via licensed fiscal representative in Portugal — 2-5 working day turnaround.
⚠ Risk
IMT Calculation Error

Property transfer tax (IMT) calculated incorrectly — buyer underpays and faces retrospective assessment, or overpays and loses liquidity.

✓ Mitigation
IMT calculated by licensed Portuguese solicitor before CPCV signing. IMT is progressive on purchase price and varies by property type and buyer status (primary residence, investment, rural) — requires specialist calculation.
⚠ Risk
Golden Visa Eligibility Misunderstood

Indian buyer purchases residential property in Lisbon or Porto metropolitan area expecting Golden Visa eligibility — residential real estate in these areas was excluded from Golden Visa in 2023.

✓ Mitigation
D2 Entrepreneur Visa and D8 Digital Nomad Visa presented as the primary routes for Indian buyers seeking Portuguese residency. Golden Visa remains available for investment funds, cultural heritage, and job creation — not central urban residential.
Practitioner Intelligence

Tips & Insights from the Field

Drawn from Vinod Kumar Jain's 30+ years of India-side manufacturing relationships and Amit Jain's EU-side buyer and regulatory experience. These are the insights that differentiate deals that close from those that don't.

Apply These Insights to Your Deal
💡
D2 Visa is the India-Portugal bridge

The D2 Entrepreneur Visa is the most efficient residency pathway for Indian founders, consultants, and trade professionals relocating to Portugal. Amit Jain is a D2 applicant with direct, current-process knowledge. No minimum investment required — viable business plan demonstrating economic activity is the threshold.

💡
Portuguese NHR/IFICI is a 10-year tax advantage

Portugal IFICI (successor to NHR) offers qualifying non-habitual residents a 20% flat tax rate on Portuguese-source professional income for 10 years. For an Indian IT professional earning EUR 80,000/year in Portugal, this saves EUR 10,000-15,000/year vs. standard Portuguese progressive tax (up to 48%). Apply for IFICI in the first year of tax residency — it cannot be applied retrospectively.

💡
Buy early in a rising market

Portugal real estate prices in Lisbon, Porto, and Algarve have grown 8-15% annually for the past 5 years. Indian buyers entering the market in 2025-2026 are entering at a lower base than 2027-2028 buyers will face. The India-EU FTA and growing Indian community in Portugal create additional demand tailwinds for the next 5 years.

Ready to discuss a deal in this sector?

Porto, Portugal · +91 98881 47147 Panchkula, India · +91 98881 47147
WhatsApp Email +91 98881 47147 LinkedIn
Professional Knowledge Base

Frequently Asked Questions

Answers drawn from twenty-plus years of bilateral trade and advisory experience across this vertical.

The original real estate investment route under the Portugal ARI (Autorização de Residência para Atividade de Investimento) was closed to residential property in October 2023. Remaining routes include venture capital fund investment, job creation, and cultural donations. We advise buyers on current residency pathways rather than legacy routes. The D2 Entrepreneur Visa and D7 Passive Income Visa remain active options.
No. Our referral commission is paid by the licensed agent from their existing commission. The buyer's total purchase costs are not increased by our involvement.
Yes. A Portuguese NIF (Número de Identificação Fiscal) is mandatory for all property transactions. We facilitate NIF registration through a licensed fiduciary before the purchase process begins.
IMT (property transfer tax: 0–7.5% depending on value and type), Stamp Duty (0.8%), and notary/registry fees apply. Annual ownership taxes (IMI) also apply. Our legal referrals will provide a full cost-of-purchase estimate before commitment.
Yes. Indian-incorporated companies can purchase Portuguese commercial property. The structure may have tax implications and requires legal advice on the optimal acquisition vehicle.

Have a question not answered here? Write to us directly — we respond to every enquiry personally within one working day.

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Porto, Portugal · +91 98881 47147 Panchkula, India · +91 98881 47147
WhatsApp Email +91 98881 47147 LinkedIn
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Vinod Kumar Jain & Amit Jain
Global Nexus · Trade & Advisory

International trade consultancy and bilateral sourcing agency operating from Panchkula, India and Porto, Portugal — serving manufacturers, buyers, investors, and entrepreneurs across six continents.

WhatsApp Email 📞 +91 98881 47147 LinkedIn
Offices
India: SCO 4, Ground Floor, DLF Valley Bazar, Panchkula — 134 107, Haryana, India
+91 98881 47147
Portugal: Rua XXXX, X°, Porto — 4XXX-XXX, Portugal
+91 98881 47147

Trade & Sourcing

  • Trade Facilitation
  • Engineering & Auto Parts
  • Textiles & Leather
  • Pharma & Healthcare
  • Chemicals & Specialty
  • Agro, Food & Beverages
  • Sustainable & Handicrafts
  • Used Machinery

Business Development

  • Business Brokerage
  • Technology Transfer
  • D2C Branding
  • Amazon Global
  • Sales & Marketing JVs
  • Distribution Channels
  • Pharma CMO Outsourcing

Technology & Digital

  • IT Services & Digital
  • IT Recruitment
  • Repackaging Services

Advisory Services

  • Real Estate Advisory
  • Investment Advisory
  • Immigration & Visa
  • Medical Tourism
  • Compliance & Regulatory
  • Consultancy Services
  • Global Franchise Dev.

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Contact

  • General Enquiries [email protected]
  • Franchise Enquiries [email protected]
  • WhatsApp (Portugal) +91 98881 47147
  • India Office +91 98881 47147
Commission Structure
Trade: 2–7% · Brokerage: 3–10%
Advisory: €1,500–5,000/mo
Real Estate: 0.75–2%
IT Recruitment: 15–25% of CTC
All commissions negotiated and confirmed in writing before engagement.
Legal Document Framework — Every Deal, Fully Protected

Every transaction facilitated by Vinod Kumar Jain & Amit Jain is supported by a structured legal documentation framework. The following documents are prepared, reviewed, and executed before any commercial information is shared or any deal proceeds to execution. Parties are always encouraged to engage independent legal counsel in their jurisdiction.

Non-Disclosure Agreement (NDA)
Protects confidential business information shared by either party during preliminary discussions. Executed before any financials, client names, or product specifications are revealed. Governed by the law of the jurisdiction agreed by parties — typically English, Portuguese, or Indian law.
NCNDA — Non-Circumvention, Non-Disclosure & Non-Competition
The cornerstone of the agency's commission protection. Prevents buyer and seller from bypassing the agent to deal directly without payment of the agreed commission. Typically 5-year term. Signed by all parties before any introduction is made. IMFPA (Irrevocable Master Fee Protection Agreement) used for complex multi-party transactions.
Commission Agency Agreement (Three-Party)
Defines the commission rate, payment trigger event (typically invoice date or shipment date), payment terms (net 10 business days), and applicable law. Signed by supplier, buyer, and agent before the principal commercial contract. The agency's primary financial protection instrument.
Business Brokerage Mandate
Issued to the agent by the principal (seller, buyer, or both) formally appointing the agent to represent their interests in a transaction. Defines exclusivity, territory, timeline, success fee structure, and scope of engagement. Required for all M&A, JV structuring, and franchise brokerage assignments.
Letter of Intent (LOI) / Heads of Terms
Non-binding or semi-binding document capturing agreed commercial terms before legal due diligence commences. Sets deal parameters: price, payment method, Incoterm, delivery schedule, inspection rights, and exclusivity period. Reduces renegotiation risk after due diligence is complete.
Commercial Invoice & Pro Forma Invoice
The fundamental export trade document. Must specify: HS code, country of origin, unit price, total value, Incoterm, payment terms, and full buyer/seller details. Pro forma invoice precedes the confirmed order; commercial invoice is issued post-shipment for customs clearance.
Letter of Credit (LC / UCP 600)
The gold standard of trade payment security. Issued by the buyer's bank, guaranteeing payment to the seller upon presentation of compliant shipping documents (Bill of Lading, invoice, packing list, certificate of origin). The agency advises on LC term structuring to ensure manufacturability. Governed by ICC UCP 600.
Bill of Lading (B/L) — Ocean & Air Waybill
The title document for goods in transit. Ocean B/L is negotiable and transferable — essential for LC-backed transactions. Air Waybill (AWB) is non-negotiable. Specifies shipper, consignee, notify party, goods description, port of loading/discharge, and freight terms. Issued by the carrier or freight forwarder.
Certificate of Origin (CoO / GSP / EUR.1 / Form A)
Certifies the manufacturing origin of goods for customs purposes. GSP Form A enables developing country preference duty reductions. EUR.1 is the standard EU preferential origin certificate. Post-FTA, the REX (Registered Exporter) self-certification system will supersede Form A for India-EU trade. Issued by Chambers of Commerce or DGFT.
Packing List & Weight Certificate
Detailed manifest of all goods in the shipment: carton count, gross/net weight, dimensions, marks and numbers. Must reconcile exactly with the commercial invoice and B/L. Weight certificate from a licensed weighbridge is required for bulk commodity shipments under LC terms.
Pre-Shipment Inspection Certificate (SGS / BV / Intertek)
Third-party quality verification conducted at the factory before shipment, confirming goods match the buyer's purchase order specification. Typically required by EU importers for first-time supplier orders. Agency coordinates introduction to accredited inspection bodies. Cost is typically 0.2–0.5% of shipment value.
Phytosanitary Certificate (NPPO / APEDA)
Mandatory for all plant-based agricultural exports. Issued by the National Plant Protection Organisation (NPPO) or APEDA-registered inspection body, confirming that the consignment is free from pests and diseases. Required by EU customs for all fresh produce, spices, rice, pulses, and processed food products.
Marine Cargo Insurance Policy
Covers goods against physical loss or damage during transit. Minimum ICC (A) conditions for LC transactions. All-risk cover includes theft, breakage, contamination, and general average. Arranged by the seller under CIF/CIP Incoterms; by the buyer under FOB/DAP. Minimum insured value: 110% of CIF invoice value.
SWIFT MT103 / MT700 — Banking Instruments
MT103: Standard wire transfer SWIFT message for TT (telegraphic transfer) payments. MT700: Irrevocable Letter of Credit issuance message. MT760: Bank Guarantee issuance. MT799: Pre-advice / proof of funds message. All large transactions require authenticated SWIFT communication between the banks of buyer and seller.
Incoterms 2020 Selection Advisory
Selection of the correct Incoterm determines who bears freight, insurance, and customs costs at each stage. Agency advises: FOB (Indian port) for most first orders; CIF for buyers preferring landed cost certainty; DAP for EU door delivery; DDP where buyer has no import capability. Wrong Incoterm selection is one of the most common causes of post-shipment disputes.
Referral Fee Agreement (Real Estate)
Confirms the referral fee payable by the licensed estate agent or developer to the agency upon successful transaction completion. Specifies: property address, agreed fee percentage (typically 20–30% of agent's commission), payment trigger, and governing law. Signed by agency and licensed agent — not the buyer or seller.
Technology Transfer Agreement (TTA)
Governs the licensing of know-how, patents, processes, or technical documentation from licensor to licensee across borders. Defines: territory, term, royalty rate (typically 3–8% of net sales), exclusivity, sublicensing rights, improvement ownership, and termination conditions. Requires FEMA compliance in India and may require EU competition law clearance for large transfers.
Logistics: Freight Forwarding Instructions (FFI)
Formal instructions from exporter to freight forwarder covering: booking confirmation, cargo ready date, shipper/consignee details, special handling requirements, document preparation, and customs filing. The FFI triggers the operational export process. Agency coordinates introduction to accredited freight forwarders in India (Mumbai, JNPT, Mundra) and Portugal (Leixões / Porto, Lisbon).
FIRC (Foreign Inward Remittance Certificate)
Issued by Indian banks upon receipt of foreign currency payments. Required for GST refund on export services, RBI reporting, and proof of export proceeds realization under FEMA. Indian exporters must obtain FIRC within 9 months of shipment date. Commission received in foreign currency by the India office also requires FIRC documentation.
Customs Entry / Import Declaration (SAD / H1)
EU Single Administrative Document (SAD) or electronic equivalent filed by the licensed customs agent at the EU port of entry. Classifies goods under the EU Combined Nomenclature (CN code), declares origin, customs value, and applicable duty rate. Post-FTA, goods with valid proof of Indian origin will attract reduced or zero duty rates under the FTA preference margin.

Disclaimer: The document descriptions above are provided for informational purposes only and do not constitute legal advice. Vinod Kumar Jain & Amit Jain are trade facilitators and commercial intermediaries, not licensed legal advisers, solicitors, or financial advisers in any jurisdiction. All parties are strongly advised to engage qualified independent legal and financial counsel before executing any transaction, signing any document, or remitting any payment. Commission-based facilitation only — we earn upon deal completion. Full details at legal-docs.php.

© 2026 Vinod Kumar Jain & Amit Jain. All rights reserved.

Commission-based facilitation · No inventory ownership · No capital at risk · Panchkula, Haryana, India & Porto, Portugal

Built on 25 service verticals across 6 continents.

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